FINANCIAL PLANNING

An effective financial plan is carefully formulated to build, manage, and preserve client wealth. DFM offers flexible financial planning approaches which may be multi-faceted to address complicated situations, or more one-dimensional for less complex client situations.

With each new client, we clearly define their objectives and the services required. Whether a broad-based plan, a researched report, or analysis of financial or investment issues, our advisors will take the time to ensure that each client fully understands our recommendations and is comfortable with the implementation of our advice.

Ongoing consultation and oversight are important components of our services. We are readily available and responsive to our clients’ needs. DFM’s professionals monitor each client’s progress and propose adjustments as appropriate. A periodic review of a financial plan is recommended in order to accommodate changes in the client’s circumstances or objectives.

The expertise of DFM’s financial advisors is supplemented by a network of highly-respected independent specialists. When appropriate, we utilize these experts to help resolve complex business or personal financial issues.

Many of the financial and investment areas DFM and our independent specialists collaborate on include:

  • Retirement Planning
  • Estate Planning
  • Sudden Wealth Counseling
  • Investment Performance Evaluation
  • Education Funding
  • Philanthropy and Planned Giving
  • Stock Options Planning
  • Tax Planning
  • Banking & Mortgage Counseling
  • Insurance Needs Analysis
  • Real Estate Advisory
  • Business Succession Planning